Educação financeira nas escolas: uma questão de cidadania

Abstract

In this work, we discuss old and new perspectives for financial education in Brazil, with an emphasis on the state of Tocantins, based on the National Strategy for Financial Education and the National Common Curricular Base. The methodology used is documentary bibliographic study and the theoretical framework is Critical Mathematics Education, based on historical, cultural, social, educational and political analysis. Our research questions are “How has financial education been addressed in schools since the establishment of the National Strategy for Financial Education and also after the inclusion of the subject of financial and fiscal education in the NCCB? What has been done to prepare teachers to teach about a subject that most adults are unable to put into practice? What are the expected results from the inclusion of financial education in basic education in the next years? What are the expected impacts on citizen education? We conclude that the state of Tocantins was one of the pioneers in implementing financial education in school curricula, that schools have taken advantage of the transversality of the subject of financial education and emphasized their presence in events and fairs and that there are numerous actions being carried out by public bodies and private institutions for the dissemination of financial education, through training courses and scientific studies. Furthermore, encouraging financial education has brought positive results to Brazil in research on financial literacy levels and that one of the main expectations with the inclusion of financial education in school curricula is the formation of more responsible and conscious citizens financially and economically.