A matemática financeira para além da escola

Abstract

This master-thesis discusses the financial education’s role and its importance in being developed since the school. It has as a main goal to realize a study about the approach of Financial Mathematics and Financial Education in Basic Education. In addition to explaining the relevance of these contents what prepare the students to be more organized people to deal with concrete situations, in an ascension context of new market practices, in which the mastery of financial issues becomes fundamental. From the methodological point of view, in addition to the bibliographic and documental research, it uses experience reports to contextualize the reflection about Financial Education. That report indicates that the Financial Mathematics as a school subject and content can be a first step to the formation of citizens who deal well with money and with finances. The knowledge of simple financial operations, as calculation of benefits, discounts, interest, income is very important to control the personal budget, preparation of a family financial planning, decision-making about consumption, essential elements for the construction of a balanced and financially stable life. Finally, it is necessary to consider that all this reflection and this school subject teaching do not begin of an uncritical posture, unlike, the Financial Education does not forget to consider the problems of abuse of consumption and its proposition is related just to a kind of conscientization about the critical use of money, preventing that people from being victims of a series of operations and abuses of the financial system.